Thatched roof home insurance

Thatched roof home insurance

When looking to purchase a thatched roof cottage, it is crucial to bear in mind, that this type of property will need specialist cover. Standard policies rarely cover thatched homes and when they do, the cost can be astronomical. Thatched roof home insurance will take the perceived, associated risks in to consideration and are more likely to offer a more reasonable quote for your annual premium.

Why so expensive?

If you currently reside in a thatched roof property, you will know that insurance providers get twitchy whenever you mention your picturesque abodes crowning glory. This is essentially because the tip of your home is covered in a highly flammable material and deemed a potential fire risk.

Thatched roof insurance will not only offer you a more realistic premium, they will also be able to provide you with specialist advice on how to protect your property and if used, keep those premiums at a more affordable level. Their experience in exclusively dealing with thatched properties means a stronger understanding of your home and the preventative fire and damage measures you can install, such as approved fire retardant materials to coat and protect.

Cover will differ according to the Insurer, so it is essential when purchasing thatched roof insurance to find the best policy for your specific needs.